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自僱的身分並不會限制申請人申請任何欠款重新整合方案。只要可以提供所需的文件，如合理的入息證明及其他必申報文件，也能夠辦理申請。Bankruptcy: Declaring personal bankruptcy indicates that you are legally labeled as becoming not able to repay your debt. You will have to owe over £5,000, and